Most trackers treat anything that is not a share as a name and a number. Panoramica keeps a house with its address and the date you last valued it, gold by weight, a bond by coupon and maturity, and reports the whole portfolio in the currency you choose.
Free for 5 holdings. Pro is USD 99.99 a year.
Sample portfolio · 16 holdings · reported in USD
USD4,657,569.38
Movement on cost, to date +USD 1,670,425.07 +55.92%
| Stock | 34.3% | |
|---|---|---|
| Property | 27.5% | |
| Bond | 11.1% | |
| Crypto | 10.6% | |
| Metal | 9.2% | |
| Fund | 4.3% | |
| Cash | 1.8% | |
| Other | 1.0% | |
| Derivative | 0.2% |
16 holdings in nine classes, largest first. Values in each holding's own currency, dollars unless marked.
| № | Holding | Value | |||
|---|---|---|---|---|---|
| 1 | Brooklyn Brownstone†property+37.10% · 18.2% of total | USD 850,000.00 | |||
| 2 | Johnson & JohnsonJNJ · stock+69.49% · 11.6% of total | USD 542,380.00 | |||
| 3 | Kensington Flat‡property+12.07% · 9.2% of total | GBP 325,000.00 | |||
| 4 | Goldmetal+138.12% · 9.2% of total | USD 428,614.29 | |||
| 5 | Microsoft Corp.MSFT · stock+84.32% · 8.9% of total | USD 412,879.98 | |||
| 6 | NVIDIA Corp.NVDA · stock+350.16% · 7.2% of total | USD 337,620.00 | |||
| 7 | Apple Inc.AAPL · stock+127.36% · 6.6% of total | USD 306,936.01 | |||
| 8 | BitcoinBTC · crypto+140.46% · 6.3% of total | USD 294,567.00 | |||
| 9 | US Treasury 10Y§bond(0.51%) · 6.3% of total | USD 294,000.00 | |||
| 10 | German Bund 10Y¶bond(1.02%) · 4.7% of total | EUR 194,000.00 | |||
| 11 | Bridgewater Pure Alpha II‖fund+14.29% · 4.3% of total | USD 200,000.00 | |||
| 12 | EthereumETH · crypto+34.34% · 2.9% of total | USD 134,339.50 | |||
| 13 | Cash & Money Market#cash0.00% · 1.8% of total | USD 85,000.00 | |||
| 14 | SolanaSOL · crypto+136.87% · 1.4% of total | USD 66,324.50 | |||
| 15 | First-Growth Bordeaux††other+18.42% · 1.0% of total | USD 45,000.00 | |||
| 16 | SPY $580 Call 2026-09-18SPY · derivative+41.67% · 0.2% of total | USD 8,500.00 | |||
| Total, reported in USD | USD 4,657,569.38 | ||||
Tap a row in the app and it opens like this. Each kind of asset keeps the facts that matter for it.
№ 1
A house in New York, bought in 2021. The USD 420,000 mortgage on it, at 5.75%, is carried as a liability against net worth.
Valued by you. Stale after 90 days.
A property keeps what you paid, what you think it is worth, the day you said so, and the debt against it. This house is 18.2% of the portfolio; property as a whole is 27.5%.
№ 2
Ordinary shares on the New York Stock Exchange, priced at the last close.
Market price. Stale after 1 day.
Every tracker can hold this one. It is here as the yardstick: the house, the gold and the bonds around it are held to the same columns.
№ 4
One hundred ounces of bullion, recorded by weight and priced at spot.
Spot price. Stale after 1 day.
You enter the ounces once. The value follows the metal price from then on, and there is no figure to retype.
№ 3
A flat in London, held in pounds and reported in dollars at the day's exchange rate.
Valued by you. Stale after 90 days.
A foreign holding's gain comes in two parts: what the asset earned, and what the exchange rate added or took away. The app reports them separately.
№ 6
1,500 shares on NASDAQ, bought on 20 June 2024 at USD 50.00 each.
Last close. Stale after 1 day.
Cost basis is worked out from the trades. First in, first out is the default; last in, first out and highest cost first are one setting away, and the rule you choose changes the taxable gain.
№ 9
A ten-year US government note. One of two holdings on this statement that are down.
Valued by you. Stale after 30 days.
A bond gets thirty days before its price counts as stale, where a share gets one. Bond prices move slowly and are quoted less often, so the app waits longer before asking you to update one.
Hold your own this way. Free for 5 holdings.
Point at a row to see its screen, taken from the same sample portfolio.
Rows marked Pro need a subscription. The rest come with the free plan. See the prices.
USD 0
with no time limit
USD 99.99
a year, or 12.99 a month
For comparison, a 1% advisory fee on the sample portfolio would be USD 46,576 a year.
It works out taxable gains for the US, the UK, Australia and Canada. It holds no tax-rate tables, files nothing, and will not tell you what you owe.
It runs on iPhone and iPad. There is no Android version.
It gives no advice. Its analysis describes your portfolio and leaves the decisions to you.
Panoramica is finished and running; the App Store listing is not up yet. Leave your address and you get one email, on the day it is.
