Panoramica vs getquin

Both track portfolios for people who manage their own money. getquin is built around a community and suits EU investors. Panoramica records a bond's coupon and maturity and warns when too much rides on one holding or currency. It also works offline.

Sources checked 7 May 2026

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Which suits whom

Both are good at different things. The shape of your portfolio decides.

Choose Panoramica if

You hold bonds, property or metals and want them analysed alongside your shares.

You want a bond's coupon rate, maturity and payment frequency on record, with its yield to maturity worked out.
You want exposure measured by class, country, sector and currency, with a warning at set limits such as 25% in one holding.
You want Monte Carlo projections, a correlation matrix, FIFO/LIFO/HIFO cost basis and a portfolio review against your own limits.
You want the app to open and work without waiting on a server.

Choose getquin if

You want a community feed and German or EU-friendly defaults, and you only track stocks, ETFs and crypto.

You enjoy posting trades and following other investors, and you like talking portfolios.
You hold only stocks, ETFs and crypto, so bond maturities, metal weights and property details don't matter to you.
You want web access as well as mobile. Panoramica runs on iPhone and iPad only.
You want a free tier with no asset cap. Panoramica's free tier stops at 5 holdings; Pro is unlimited.

Feature by feature

The green mark shows which side is ahead on a row. getquin's capabilities come from its own documentation; the numbers lead to the sources.

Capability	Panoramica	getquin
Asset class coverage
Stocks & ETFs		1
Cryptocurrency		1
Bonds with coupon rate, maturity, frequency		Partly. Listed as supported; no documented maturity or coupon fields5
Precious metals (by weight, troy ounces)		Partly. Tracked as a generic "commodity" custom asset5
Real estate with address & property type		Partly. Manual value updates only; no valuation history; left out of diversification analysis5
Multi-currency cash		1
Analytics
Concentration analysis (top holding, top 3, sector, currency)		Partly. Allocation breakdown shown; no warnings at set limits1
Allocation drift vs target with rebalance suggestions		1
Monte Carlo projections		1
Correlation matrix		1
Cost basis method (FIFO, LIFO or HIFO)		1
Benchmark comparison (S&P 500, MSCI EAFE, etc.)		1
Automated portfolio analysis		1
Sharpe / Sortino / max drawdown		Partly. Time-weighted return on Premium; advanced ratios not documented2
Platforms & data ownership
iOS app		3
Android app		4
Web access		1
Offline-first (works without a connection)		1
Social / community feed		1
No ads, no data selling		Partly. No ads documented; data handling per their privacy policy6

Where the differences show

Asset details and what they feed

getquin lists stocks, ETFs, crypto, bonds, real estate, commodities, art and P2P loans, which is broad on paper. The depth varies a lot. Independent reviewers report that real estate and collectibles are basic custom assets: you update the value by hand, no valuation history is kept, and they are left out of getquin's diversification analysis.

Panoramica has nine asset classes, each with its own fields. A bond keeps its coupon rate, maturity date and payment frequency, which drive income tracking and yield to maturity. Metals are held in troy ounces by metal and priced at spot. A property has an address and a type, and cash can be held in any of 37 currencies.

The analysis depends on those fields. A tracker that knows your Australian government bond only as "an asset worth $10,000" cannot work out its yield to maturity or count it properly in your fixed-income allocation.

Risk: a snapshot or a set of limits

getquin offers allocation tracking, dividend forecasts, dynamic benchmarks and automated risk ratings, which together show where you stand today.

Panoramica asks where you are over-concentrated and by how much. It measures exposure by asset class, country, sector and currency at once and warns at set limits: one holding above 25%, the top three above 60%, one sector above 40%, one currency above 80%.

Panoramica Pro adds Monte Carlo projections over 1,000 runs, a correlation matrix that shows which holdings move together, and FIFO, LIFO or HIFO cost basis. getquin's published feature list includes none of them.

Offline-first and cloud-first

getquin runs in the cloud. Your data lives on their servers, and the app needs a connection to load it.

Panoramica keeps your portfolio on the device first. It opens offline, lets you add and edit holdings offline, and syncs in the background when the connection returns. Every price shows when it was last updated and is marked stale after a set age: one day for shares, funds and crypto, 30 days for bonds, 90 for property.

That helps if you travel or often lose signal, or if you'd rather keep financial data on your own device. A server outage also can't lock you out of your own portfolio.

The community feed

What sets getquin apart is its community, a feed where investors post portfolios, share trades and discuss strategy. If you learn by watching others and enjoy the discussion, it has real value.

Panoramica has no feed, by choice. It is for analysing your own portfolio. A feed brings moderation, content rules and pressure to keep people scrolling, and those pull a tool away from its job.

Price

getquin's free tier has no documented asset limit; Panoramica's stops at 5 holdings. Paid, Panoramica Pro costs about $10 a year more than getquin Premium and adds Monte Carlo, correlation, drift, cost basis methods and a portfolio review, none of which getquin documents for Premium.

Panoramica

FreeUp to 5 holdings, 1 portfolio, live prices, works offline: $0
Pro MonthlyUnlimited holdings, every analysis tool, the portfolio review, PDF export: $12.99/mo
Pro AnnualAbout 36% less than paying monthly: $99.99/yr

getquin

FreeNo asset limit documented; ad-free; basic features: $0
PremiumAdds dividend forecasting, benchmarking, time-weighted return: $9.99/mo or $89.99/yr

Questions

Can I move my getquin portfolio to Panoramica?

Yes. Export your getquin holdings to CSV and import the file in Panoramica under Settings → Import. Tickers, quantities, cost bases and dates come across. Bond coupons, metal weights and property addresses can be added during the import or afterwards.

Does Panoramica have a community feed like getquin?

No. Panoramica is built for one person analysing their own money. You can share a private image of your portfolio when you want to, but there is no feed, no followers and no comments. If the social side is why you use getquin, Panoramica won't replace it.

Is Panoramica available on Android or web?

Not today. Panoramica runs on iPhone and iPad only, while getquin runs on iOS, Android and the web. If you need more than Apple devices, getquin or another tracker fits better. Android is on our roadmap; a web app is not planned.

How does Panoramica handle bonds compared to getquin?

Panoramica records a bond's coupon rate, maturity date and payment frequency, then uses them for yield to maturity, income projections and your fixed-income allocation. getquin lists bonds as supported, but its public material doesn't describe maturity or coupon fields or any bond-specific analysis.

Does Panoramica work without an internet connection?

Yes. Your portfolio lives on the device first. Adding holdings, reading the analytics, the portfolio review and the dashboard all work offline. Live prices need a connection.

How do getquin's automated risk ratings compare with Panoramica's portfolio review?

getquin documents automated risk ratings and dividend forecasts. Panoramica scores the health of the portfolio against limits you can set, and names the holdings and weights past each one. It also runs scenario tests such as "what if equities fall 30%?" and lists the trades that would bring you back within your limits. Every list of trades carries a note that it is not financial advice.

Does Panoramica support multi-currency portfolios like getquin?

Yes. Panoramica handles 37 base currencies and converts every holding at live exchange rates; as with getquin, this is core to the product. Panoramica also warns when any one currency passes 80% of your portfolio.

Why is Panoramica's free tier capped at 5 assets when getquin's is not?

Panoramica's free tier is meant as a complete tracker for a small portfolio. Five holdings covers a typical starter set: one ETF, two stocks, some crypto and cash. Bigger portfolios need Pro, which adds unlimited holdings and the analysis tools. getquin's free tier allows more assets but offers less analysis.

Sources

getquin's capabilities as its own documentation described them on 7 May 2026. Check its site for anything that has changed since.

Other comparisons

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Start with the free plan

Five holdings in one portfolio, with live prices and no time limit. Pro, at USD 99.99 a year, removes the limit and adds the analysis.

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